LedgersOnline Blog

For all things accounting and bookkeeping.

RENO, Nev. — Apple, the world’s most profitable technology company, doesn`t design iPhones here. It doesn’t run AppleCare customer service from this city. And it doesn’t manufacture MacBooks or iPads anywhere nearby.

As defined by the CICA, a financial instrument is any contract that gives rise to a financial asset of one party and a financial liability or equity instrument of another party. They include cash, trade accounts receivable and accounts payable, loans and notes receivable and payable, investments in equities and debt instruments as well as derivative contracts such as forward contracts, swaps and options. Construction contracts create financial instruments, including holdbacks receivable and payable.

Contractors, who are GST/HST registrants, collect GST/HST on behalf of the applicable government entity. A contractor, carrying on business in Canada, must register for GST/HST and obtain a “business number” if its revenues exceed $30,000 in a single calendar quarter or in four consecutive calendar quarters.

With so many personal finance applications for your mobile available, it can be difficult to make a decision on which application to use. Below you will find 5 of the most popular personal finance apps for iPhone that have been gathered by our bookkeeping and accounting team. 

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